Caring for all who
care for all of us.
Coming by Summer 2022:
URJ congregations can choose to offer
the RPB plan to all employees.
Frequently Asked Questions
RPB’s new policy gives URJ congregations the opportunity to offer the RPB plan to any employee who:
Works at least 18 hours per week at a URJ congregation.
Has a job where membership in one of the Reform Movement professional organizations is not an option: CCAR, NATA, ARJE, ECE-RJ, PEP-RJ, ATID.
Additional notes on eligibility:
If your congregation’s eligibility policy or state regulations differ from RPB’s eligibility policy, RPB will comply as needed.
If a staff person is enrolled in RPB’s plan due to previous employment, they don’t have to satisfy the hourly requirement to continue their contributions.
Employees participating (or eligible to participate) in the American Conference of Cantors retirement plan won’t be eligible for the RPB plan.
RPB expects the operations and systems changes needed to support the new eligibility policy to be in place by early summer 2022.
At that time, we will be in touch with you about how to offer the RPB plan to your other employees.
There is no out of pocket cost for congregations to offer the RPB plan.
RPB offers a range of funds, including custom target allocation funds (for those who don’t want to or are not confident in their ability to manage their investments themselves), a lineup of index funds, as well as a custom socially responsible fund called the Reform Jewish Values Stock Fund.
Each fund has an investment management fee. In addition, there is an annual administrative fee charged to all participants. Our Investment Committee works to ensure that our fees are the most cost-effective for the type of fund and, because of the amount of assets RPB has under management, these fees are lower than what an employer might be able to find on their own.
Visit rpb.org/invest for more information.
All employees can save for their retirement by making contributions to the plan from their paycheck.
Employers set their own policy about whether or not they will make contributions to the plan for employees and if a waiting period is required. All employer contributions will be 100% vested.